Health risks are a determining factor in the preparation of the loan insurance contract. Insurers are particularly attentive to the medical history and current state of health of the borrower. What is an aggravated health risk for mortgage loan insurance? When a borrower has fallen ill, if his state of health presents certain pathologies, or
Having a roommate can help you reduce your housing costs, which is useful especially in high-rent cities. Your interviewee’s financial habits could affect yours, especially if your roommate does not make timely payments on joint accounts. Sharing an address with someone else does not automatically hurt your credit, even if that person has bad credit.
Most of the contracts signed with lenders are fixed-term contracts, while lenders far prefer borrowers on permanent contracts, that is to say fixed income. And more and more people without any employment contract who ask for credit to carry out their project. As a result, the banks had to adapt their offers to these new
When unemployment has found its way into the family, there are many things to do without that might previously have been taken for granted. Because the unemployment benefit is usually so scarce that it is usually only enough for the most necessary things. In this situation, debts can quickly accumulate that have a negative impact